Our professionals
In Bespoke, we have a team of more than 100 high-level
professionals specialized in each of our areas of interest.
Financial Regulation
Carlos Garachana
Carlos has over 30 years of experience in the banking business, primarily in risk management across all cycles (admission, management and recovery) and at all levels (branch, regional, national and corporate). He began his professional career at Banco Guipuzcoano and then, from 1994 to 2020, he developed his career at Banco Santander, where he held positions of responsibility in the Risk area, such as Head of Recoveries, a position he held for the last eight years. He has led multiple teams and has played a key role in the integration of Banif, Banesto and Banco Popular.
Carlos holds a degree in Business Studies from CUNEF and a Master's degree in Finance from the University of Deusto. He has been a speaker and lecturer at various academic institutions.
Carlos Garachana
David Martín
David has over 12 years of experience in the financial sector, with various responsibilities in the areas of Risk Management, Financial Planning and Investment Banking at BBVA.
David holds a degree in Industrial Engineering from ETSI-ICAI (Comillas Pontifical University), has studied Economics, holds a Master's degree in Quantitative Finance from AFI, and is FRM® certified by GARP (Global Association of Risk Professionals).
As a lecturer, he has designed and delivered financial training at institutions such as IEB, CIFF and the University of Alcalá.
David Martín
Alfonso Ayuso
COORDINATOR
Alfonso Ayuso holds a degree in Aeronautical Engineering from the Polytechnic University of Madrid and a Master's degree in Business Administration from the Instituto de Empresa. He is also certified as a coach in Exponential Organisations by OpenExo and in Good Corporate Governance by the IC-A.
He has been teaching innovation and financial markets since 2004 at various prestigious institutions, such as ICADE itself and the IEB.
He has extensive professional experience in financial services in the areas of innovation, private banking, capital markets and regulation, having worked in various management positions at institutions such as Banco Santander and Banco Sabadell. He currently serves as Senior Advisor on innovation and new financial business models.
Alfonso Ayuso
COORDINATOR
Javier Ruiz
COORDINATOR
Senior executive with more than 15 years of experience in managing organizations and teams, accustomed to work for objectives, with extensive experience in the financial field and in corporate governance and institutional relations.
More than 10 years of experience teaching management and finance in business schools and in-company programs.
Javier Ruiz
COORDINATOR
Antonio Uguina
Bachelor's degree in Law and Economics and Business Studies from the Pontifical University of Comillas (Madrid).
He currently holds the position of Risk Director for Spain, which includes both retail and wholesale activities. He is also responsible for the recoveries area.
His professional career began at Continental Illinois Bank, although most of it has been spent within the BBVA Group, where he has held various positions, including: Director of Capital Markets, Executive Chairman of BBVA Puerto Rico, Director of Corporate Banking for Spain and Portugal, and Director of Business and Corporate Banking for Spain and Portugal.
Among other professional activities, he is a distinguished collaborator at Comillas Pontifical University, where he has taught various courses over the years, including ‘Sources of Financing,’ ‘Financial Analysis,’ and currently ‘Financial Markets.’
Antonio Uguina
Luigi Lubelli
Luigi has had a long career in the international financial sector, where he has been part of the senior management of institutions such as Grupo Generali in Trieste and AllfundsBanc in Madrid, where he held the position of CFO in both cases, and Mapfre in Madrid, where, in addition to CRO, he was Deputy Managing Director and Head of Investor Relations. Previously, he was Vice President of Credit and Rating at Morgan Stanley and Vice President of Rating at CITI in London and at Banco Exterior de España in New York, where he began his professional career in 1992. He is currently involved in training and consulting in the financial sector.
Luigi holds a degree in Economics from Luigi Bocconi University in Italy, and has obtained FRM certification from GARP and GREA certification in Risk Management for Insurance Companies. He has also published specialist articles on Solvency II for the insurance industry.
Luigi Lubelli
Rosa Gual
Rosa graduated in Law from the Pompeu Fabra University of Barcelona. She did a postgraduate course on Companies in Crisis (prevention, restructuring, and bankruptcy) at IDEC-Pompeu Fabra University.
She specializes in advising companies on bankruptcy proceedings. She has represented both the interests of the debtors and the professional creditors. She participated in the most relevant cases and processes in recent years in the sector. She also participates in numerous business and financial restructuring processes, and regularly advises national and international clients on sales or acquisition of business units, assets and debt owned by companies in a situation of business and debt crisis.
She is also a professor at reputed business schools in the field of restructuring and recovery.
Rosa Gual
Carlos Corcóstegui
Carlos has more than 20 years of professional experience in banking and finance. Carlos has a degree in Economics and Business from the University of Deusto.
It is certified by GARP as an FRM.
He began his professional career at Telefónica and the Bank of Spain. He gained international experience as a Supervisor in the Committee of European Banks in London.
For more than 10 years, he has been working at BBVA in charge of the “Capital Operations Strategy” at Global ALM.
Carlos Corcóstegui
Caridad Molina
Caridad Molina, Founder and Managing Director of LimaLaw Consulting. Chief Compliance Auditor and specialist in Anti-Bribery Management Systems based on ISO 37001. More than ten years of professional experience in compliance, international taxation and regulatory matters. Master's degree in Business Legal Advice (LL.M.) from IE Law School. Lecturer at numerous business schools and universities.