Digital Finance

Francisco holds a degree in Law and Business Administration with a specialisation in Financial Management (E·) from ICADE at the University of Comillas. He is a PDD graduate from IESE at the University of Navarra and is currently studying for a degree in Psychology at the UNED.

He has more than 26 years of experience in the financial sector. He has developed his professional career mainly at Banco Santander Group, where he has held positions of responsibility in the Risk areas and, in recent years, as Director of Methodologies and Big Data. He currently chairs the Innovation and Good Governance Council and combines his professional activity with teaching and consulting, particularly in innovation projects related to Big Data management.

From an academic perspective, Francisco has experience teaching at various prestigious business schools and has participated in specialised tailor-made training programmes.

Alfonso Ayuso holds a degree in Aeronautical Engineering from the Polytechnic University of Madrid and a Master's degree in Business Administration from the Instituto de Empresa. He is also certified as a coach in Exponential Organisations by OpenExo and in Good Corporate Governance by the IC-A.

He has been teaching innovation and financial markets since 2004 at various prestigious institutions, such as ICADE itself and the IEB.

He has extensive professional experience in financial services in the areas of innovation, private banking, capital markets and regulation, having worked in various management positions at institutions such as Banco Santander and Banco Sabadell. He currently serves as Senior Advisor on innovation and new financial business models.

Manuel is the Senior Manager of Data Science projects in Grant Thornton Spain. Portfolio & Program Manager for a large backlog of projects for BIM implementation and Business Intelligence, Big Data and Machine Learning applications on the Construction Sector. He previously held positions of responsibility in the management and control of the business in OHL Construction and FCC, where he began his career as a PMP.

He is a Civil Engineering Engineer with Specialization in Structures and Numerical Calculation from the Polytechnic University of Catalonia. It has the PMP Certification of the Project Management Institute. He combines his professional activity with specialized training in Big Data and Artificial Intelligence.